This is an event not to be missed! The 21st Annual Cheyenne Christmas Parade on the 26th of November 2011.The parade kicks off at 5 PM sharp at 17th Street and Carey Avenue. It marches north on Carey to 24th Street, then turns right to Capitol Avenue. The parade makes another right on Capitol and heads back down to 16th street. It makes another right on 16th, and ends at Pioneer Avenue. Last year, the parade featured 140 brightly illuminated floats, horse drawn wagons, bands, clowns, antique autos, and colorful marching groups. The parade lasts about an hour and 15 minutes, and is considered one of the finest Christmas Parades in the Rocky Mountain area.
Real Estate Agents are trained to give you all information you will require to make an educated decision on buying a home. We know the area of interest best. Discuss and explain all your specific needs with us.
A matter of interest:
The Mortgage Bankers Association forecasts mortgage rates will be close to 6 percent by the end of 2012. Home prices can decrease, but with increased mortgage rates the mortgagor can pay more for a home. Jed Smith (managing director of quantitative research for the National Association of Realtors) said: “In terms of affordability, now is definitely a good time. Prices are fairly low and interest rates are hovering at historic lows. Real Estate is very local. It is not just a question of state or city, but ZIP code.” The best option is to obtain assistance from our professional Real Estate agents who are knowledgeable in regards to the specific area.
More matters of interest:
The big factor for homeowners to slip into foreclosure is unemployment. Other reasons can be not having any savings for the tough times or not receiving regular wages. By missing a couple of mortgage instalments can lead directly to the loss of a home.
The Home Affordable Modification Program was made known at the beginning of 2009. This program was designed to assist the underwater mortgagors by providing good reasons to the banks in order to have the mortgages’ monthly instalments reduced. This program was also intended for the unemployed homeowners as well as homeowners with uncertain mortgages. The Treasury Department received $46 billion to use towards this program of which about $1.85 billion was spent towards this program.
Mr. Morris A. Davis is a former Federal Reserve economist and an associate Real Estate Professor at the University of Wisconsin. Mr. Davis said that the money available was not spent and an estimated million homeowners went into foreclosure because of insufficient help for the unemployed. Mr. James Parrott, a senior advisor of the White House’s National Economic Council responded: “we are trying to be careful in designing programs that at the end of the day are not just about spending money but getting people back on their feet.” Data released suggests that the problem caused by unemployment and housing, continues.
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